How it works
VA loans are backed by the U.S. Department of Veterans Affairs and offered through participating lenders. They help eligible service members, veterans and qualifying surviving spouses finance a primary residence.
Who it may suit
Eligible veterans, active-duty service members and qualifying surviving spouses purchasing or financing a primary home.
Potential benefits
Eligible borrowers may qualify without a down payment. VA loans do not require monthly private mortgage insurance.
What you’ll typically need
A Certificate of Eligibility establishes your service eligibility. Lenders also review income, credit, ability to repay and the property, including VA appraisal requirements.
All programs are subject to lender availability, credit, income, property and eligibility requirements. Information is educational and is not a commitment to lend.
Quick Quote
Tell us about your home and your goals. A Legacy loan officer will help you explore your options.
This is a request for a conversation, not a rate quote, loan application or commitment to lend.
(307) 682-5626Other loan programs
Adjustable Rate Mortgage (ARM)
An initial fixed rate, with adjustments later.
Explore programConventional Loans
Traditional financing with flexible home loan options.
Explore programFHA Loans
Government-insured financing with flexible eligibility.
Explore programFixed Rate Mortgage
A steady rate for the life of your loan.
Explore programGraduated Payment Mortgage
Payments that start lower and increase over time.
Explore programInterest Only Mortgage
Interest-only payments for an introductory period.
Explore programJumbo Loans
Financing beyond conventional conforming limits.
Explore program