How it works
A conventional mortgage is not insured or guaranteed by a federal government program. These loans offer a range of terms and down payment options, with eligibility based on your financial profile and the property.
Who it may suit
Buyers with documented income who want to explore traditional mortgage options.
Potential benefits
Qualifying buyers may have access to low-down-payment options. Terms can vary for primary residences, second homes and investment properties.
What you’ll typically need
Lenders review credit history, income stability, assets and your debt-to-income ratio. Down payment and reserve requirements depend on the loan and property.
All programs are subject to lender availability, credit, income, property and eligibility requirements. Information is educational and is not a commitment to lend.
Quick Quote
Tell us about your home and your goals. A Legacy loan officer will help you explore your options.
This is a request for a conversation, not a rate quote, loan application or commitment to lend.
(307) 682-5626Other loan programs
Adjustable Rate Mortgage (ARM)
An initial fixed rate, with adjustments later.
Explore programFHA Loans
Government-insured financing with flexible eligibility.
Explore programFixed Rate Mortgage
A steady rate for the life of your loan.
Explore programGraduated Payment Mortgage
Payments that start lower and increase over time.
Explore programInterest Only Mortgage
Interest-only payments for an introductory period.
Explore programJumbo Loans
Financing beyond conventional conforming limits.
Explore programVA Loans
Home financing for eligible military borrowers.
Explore program