How it works
With a fixed-rate mortgage, your interest rate stays the same throughout the loan term. Principal and interest payments remain predictable, which can make longer-term budgeting easier.
Who it may suit
Buyers who value payment stability and expect to keep their mortgage for a longer period.
Potential benefits
A consistent principal and interest payment removes uncertainty about future rate adjustments. Different loan terms allow you to compare monthly payments and total interest.
What you’ll typically need
Qualification depends on credit, income, debts, down payment and the property. Available terms and program guidelines vary by lender.
All programs are subject to lender availability, credit, income, property and eligibility requirements. Information is educational and is not a commitment to lend.
Quick Quote
Tell us about your home and your goals. A Legacy loan officer will help you explore your options.
This is a request for a conversation, not a rate quote, loan application or commitment to lend.
(307) 682-5626Other loan programs
Adjustable Rate Mortgage (ARM)
An initial fixed rate, with adjustments later.
Explore programConventional Loans
Traditional financing with flexible home loan options.
Explore programFHA Loans
Government-insured financing with flexible eligibility.
Explore programGraduated Payment Mortgage
Payments that start lower and increase over time.
Explore programInterest Only Mortgage
Interest-only payments for an introductory period.
Explore programJumbo Loans
Financing beyond conventional conforming limits.
Explore programVA Loans
Home financing for eligible military borrowers.
Explore program