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Loan program guide

FHA Loans

Government-insured financing with flexible eligibility.

All loan programs

How it works

FHA loans are insured by the Federal Housing Administration and made by approved lenders. They can provide an alternative for buyers who need more flexible credit or down payment guidelines than some conventional loans.

Who it may suit

First-time and other eligible homebuyers looking for flexible qualification guidelines.

Potential benefits

A lower down payment may be available to qualifying borrowers. FHA financing can make homeownership accessible to buyers with a wider range of credit histories.

What you’ll typically need

Be prepared to document income, employment and assets with items such as tax returns, W-2s, pay stubs and bank statements. The home must meet FHA property requirements.

All programs are subject to lender availability, credit, income, property and eligibility requirements. Information is educational and is not a commitment to lend.

Your next step

Quick Quote

Tell us about your home and your goals. A Legacy loan officer will help you explore your options.

This is a request for a conversation, not a rate quote, loan application or commitment to lend.

(307) 682-5626

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