How it works
A jumbo loan finances an amount above the applicable conforming loan limit. Because it is not a standard conforming mortgage, the lender sets its own qualification and underwriting guidelines.
Who it may suit
Buyers financing higher-value homes or loan amounts beyond conforming limits.
Potential benefits
Jumbo financing can support a larger home purchase without being restricted to standard conforming loan amounts. Available structures vary by lender.
What you’ll typically need
Expect a detailed review of credit, documented income, assets and cash reserves. Down payment and debt-to-income requirements may be more demanding.
All programs are subject to lender availability, credit, income, property and eligibility requirements. Information is educational and is not a commitment to lend.
Quick Quote
Tell us about your home and your goals. A Legacy loan officer will help you explore your options.
This is a request for a conversation, not a rate quote, loan application or commitment to lend.
(307) 682-5626Other loan programs
Adjustable Rate Mortgage (ARM)
An initial fixed rate, with adjustments later.
Explore programConventional Loans
Traditional financing with flexible home loan options.
Explore programFHA Loans
Government-insured financing with flexible eligibility.
Explore programFixed Rate Mortgage
A steady rate for the life of your loan.
Explore programGraduated Payment Mortgage
Payments that start lower and increase over time.
Explore programInterest Only Mortgage
Interest-only payments for an introductory period.
Explore programVA Loans
Home financing for eligible military borrowers.
Explore program